Signature Loans |
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| Loans up to $10,000 with terms up to 60 months | 12.25 % |
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Share or Certificate Loans |
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| 2.75 % above current rate earned on share or certificate. | |
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Cars and Trucks |
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| • New car loans are made at
100% of purchase price • Used car loans are made at 100% of appraisal or purchase price... whichever is lower • Requires title and proof of insurance |
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| Up to $18,000 ~ 48 months or less | 5.75 % |
| Up to $18,000 ~ 48 to 60 months | 6.25 % |
| Over $18,000 ~ Up to 72 months | 6.50 % |
| Over $30,000 ~ Up to 84 months | 7.00 % |
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Motorcycles |
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| • Requires title and proof of insurance | |
| Under $18,000 ~ Up to 60 months | 6.00 % |
| $18,000 or more ~ Up to 72 months | 7.00 % |
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Motor Homes |
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| • Requires title and proof of insurance | |
| Under $50,000 ~ Up to 120 months | 6.75 % |
| Over $50,000 ~ From 120 to 180 months | 7.25 % |
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Boats and Jet Skis |
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| • Rates apply whether new or used • Requires title and proof of insurance |
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| Under $18,000 ~ Up to 60 months * | 7.25 % |
| Over $18,000 ~ Up to 72 months * | 7.25 % |
| Over $30,000 ~ Up to 84 months * | 7.50 % |
| Over $50,000 ~ Up to 120 months ** | 7.75 % |
| * Loans to 100% of purchase price ** 100% of retail blue book plus sales tax, or 100% of appraisal... whichever is lower |
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Travel Trailers |
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| • Rates apply whether new or used • Requires title and proof of insurance |
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| Under $18,000 ~ Up to 60 months * | 7.00 % |
| Over $18,000 ~ Up to 72 months * | 7.00 % |
| Over $30,000 ~ Up to 84 months * | 7.50 % |
| Over $50,000 ~ Up to 120 months ** | 7.75 % |
| * Loans to 100% of purchase price ** 100% of retail blue book plus sales tax, or 100% of appraisal... whichever is lower |
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Campers |
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• New or used ~ Up to 120 months |
8.25 % |
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Aircraft |
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| • Rates apply whether new or used. • Requires title and proof of insurance |
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| Under $18,000 ~ Up to 60 months | 7.25 % |
| Over $18,000 ~ Up to 72 months | 7.25 % |
| Over $30,000 ~ Up to 84 months | 7.50% |
| Over $50,000 ~ Up to 120 months | 7.75 % |
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Motorized Equipment |
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| • Rates apply whether new or used • Requires title and proof of insurance |
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| Under $18,000 ~ Up to 48 months * | 5.75 % |
| Under $18,000 ~ 48 to 60 months | 6.25 % |
| Over $18,000 ~ Up to 72 months ** | 6.50 % |
| Over $30,000 ~ Up to 84 months ** | 7.00 % |
| * Loans to 100% of purchase price ** 100% of retail blue book plus sales tax, or 100% of appraisal... whichever is lower |
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Real Estate |
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| First trust deed = 6.50 % • Term of loan: Up to 20 years • 80% of appraised value up to $400,000 |
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| Second trust deed = 7.00 % • Term of loan: Up to 15 years • 80% of appraised value, less first mortgage up to $400,000 |
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| • Loans are for owner occupied property • Loans are non-assumable • Loans are available for Nevada residences only |
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