Current Loan Rates

Signature Loans
Loans up to $10,000 with terms up to 60 months 12.25 %
Share or Certificate Loans
2.75 % above current rate earned on share or certificate
Cars and Trucks
  • New car loans are made at 100% of purchase price
  • Used car loans are made at 100% of appraisal
    or purchase price... whichever is lower
  • Requires title and proof of insurance
Up to $18,000 ~ 48 months or less 5.75 %
Up to $18,000 ~ 48 to 60 months 6.25 %
Over $18,000 ~ Up to 72 months 6.50 %
Over $30,000 ~ Up to 84 months 7.00 %
Motorcycles
  • Requires title and proof of insurance
Under $18,000 ~ Up to 60 months 6.00 %
$18,000 or more ~ Up to 72 months 7.00 %
Motor Homes
  • Requires title and proof of insurance
Under $50,000 ~ Up to 120 months 6.75 %
Over $50,000 ~ From 120 to 180 months 7.25 %
Boats and Jet Skis
  • Rates apply whether new or used
  • Requires title and proof of insurance
Under $18,000 ~ Up to 60 months * 7.25 %
Over $18,000 ~ Up to 72 months * 7.25 %
Over $30,000 ~ Up to 84 months * 7.50 %
Over $50,000 ~ Up to 120 months ** 7.75 %

* Loans to 100% of purchase price
** 100% of retail blue book plus sales tax,
or 100% of appraisal... whichever is lower
Campers

New or used ~ Up to 120 months

  • Requires title and proof of insurance
8.25 %
Travel Trailers
  • Rates apply whether new or used
  • Requires title and proof of insurance
Under $18,000 ~ Up to 60 months * 7.00 %
Over $18,000 ~ Up to 72 months * 7.00 %
Over $30,000 ~ Up to 84 months * 7.50 %
Over $50,000 ~ Up to 120 months ** 7.75 %

* Loans to 100% of purchase price
** 100% of retail blue book plus sales tax,
or 100% of appraisal... whichever is lower
Aircraft
  • Rates apply whether new or used
  • Requires title and proof of insurance
Under $18,000 ~ Up to 60 months 7.25 %
Over $18,000 ~ Up to 72 months 7.25 %
Over $30,000 ~ Up to 84 months 7.50 %
Over $50,000 ~ Up to 120 months 7.75 %
Motorized Equipment
  • Rates apply whether new or used
  • Requires title and proof of insurance
Under $18,000 ~ Up to 48 months * 5.75 %
Under $18,000 ~ 48 to 60 months 6.25 %
Over $18,000 ~ Up to 72 months ** 6.50 %
Over $30,000 ~ Up to 84 months ** 7.00 %

* Loans to 100% of purchase price
** 100% of retail blue book plus sales tax,
or 100% of appraisal... whichever is lower
Real Estate
First trust deed 6.50 %
  • Term of loan: Up to 20 years
  • 80% of appraised value up to $400,000
Second trust deed
 7.00 %
  • Term of loan: Up to 15 years
  • 80% of appraised value, less first mortgage up to $400,000
  • Loans are for owner occupied property
  • Loans are non-assumable
  • Loans are available for Nevada residences only